Terms of Use

Agreement to Terms

By accessing or using the SurreymontePro website and services, you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please do not use our website or services.

These terms constitute a legally binding agreement between you and SurreymontePro Ltd, a company registered in England and Wales (company number 11847293).

Description of Services

SurreymontePro provides financial education, coaching, and consulting services. Our services include but are not limited to:

• Budget planning consultations
• Debt management strategy sessions
• Savings and emergency fund planning
• Investment education workshops
• Ongoing financial coaching

Our services are educational in nature and do not constitute regulated financial advice. We do not provide advice on specific investment products, nor are we authorised to do so by the Financial Conduct Authority.

Use of Website

You may use our website for lawful purposes only. You agree not to:

• Use the site in any way that violates applicable laws or regulations
• Attempt to gain unauthorised access to any part of the website or its systems
• Transmit any malicious code, viruses, or harmful data
• Collect or harvest information about other users
• Use automated systems to access the site without permission
• Reproduce, duplicate, or exploit any part of the site for commercial purposes without consent

Intellectual Property

The content on this website, including text, graphics, logos, icons, and software, is the property of SurreymontePro Ltd and is protected by copyright and other intellectual property laws.

You may view, download, and print content for personal, non-commercial use only. Any other use requires our prior written consent.

The SurreymontePro name and logo are trademarks of SurreymontePro Ltd. You may not use these without our express permission.

Service Agreements

When you engage our paid services, additional terms may apply. These will be provided before you commit to any service and may include:

• Specific service descriptions and deliverables
• Payment terms and conditions
• Cancellation and refund policies
• Confidentiality obligations

Payment is typically required before services commence. Specific payment terms will be communicated when you book a service.

Cancellation and Refunds

Our cancellation policy for scheduled consultations is as follows:

• Cancellations made more than 48 hours before the scheduled time: Full refund or rescheduling at no charge
• Cancellations made 24-48 hours before: Rescheduling at no charge, or 50% refund
• Cancellations made less than 24 hours before: No refund, rescheduling subject to availability

If you are dissatisfied with a service, please contact us within seven days. We will work with you to address your concerns, which may include offering an additional session or partial refund at our discretion.

Disclaimers

Not Financial Advice

The information provided through our website and services is for educational purposes only. It should not be construed as professional financial advice. We recommend consulting with qualified financial advisers, accountants, or solicitors for advice specific to your circumstances.

No Guarantees

While we strive to provide valuable guidance, we cannot guarantee specific financial outcomes. Your results will depend on your individual circumstances, commitment, and factors beyond our control.

Website Availability

We endeavour to keep our website available at all times but cannot guarantee uninterrupted access. We may suspend access for maintenance, updates, or circumstances beyond our control.

Limitation of Liability

To the fullest extent permitted by law:

• We shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our website or services
• Our total liability for any claim arising from our services shall not exceed the amount you paid for those services
• We are not liable for any losses arising from your reliance on information provided, decisions you make, or actions you take based on our educational content

Nothing in these terms excludes or limits our liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded by law.

Indemnification

You agree to indemnify and hold harmless SurreymontePro Ltd and its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including legal fees) arising from:

• Your use of our website or services
• Your breach of these terms
• Your violation of any rights of a third party

Third-Party Links

Our website may contain links to third-party websites. These links are provided for convenience only. We do not endorse or take responsibility for the content, privacy practices, or terms of use of linked sites. Accessing third-party websites is at your own risk.

Modifications to Terms

We reserve the right to modify these terms at any time. Changes will be effective when posted on this page with an updated revision date. Your continued use of the website after changes are posted constitutes acceptance of the modified terms.

For significant changes, we will make reasonable efforts to notify users, such as posting a notice on our website.

Governing Law

These terms are governed by the laws of England and Wales. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Severability

If any provision of these terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Entire Agreement

These terms, together with our Privacy Policy and any service-specific agreements, constitute the entire agreement between you and SurreymontePro regarding your use of our website and services.

Contact Information

For questions about these Terms of Use, please contact us:

SurreymontePro Ltd
14 Chancery Lane
London WC2A 1PL
United Kingdom
Email: [email protected]